The financial services world is entering a challenging new era of strengthened regulatory
control, increasing competition and changing customer demand. With mobile and internet
banking that are converging to become an integrated combination of transactional
channel and sales channel, the next generation banking opportunity is huge. At APAPAY,
we are ready for action with the solutions that enable banks and financial institutions
to meet the challenges and harness the opportunities of this dynamic market.
APAPAY SOA-based enterprise core banking software offers a single, integrated
banking systems architecture that strengthens and streamlines management while reducing
operational risk. It forms the basis for premise-free banking and cards processing,
allowing institutions to take advantage of software as a service (SaaS), cloud-based
infrastructure and business process outsourcing services for banking, cards, payments
and lending activities.
APAPAY mobile solutions for financial institutions offer a range of mobile and
internet banking solutions and multi-channel front office applications that seamlessly
integrate into back office systems, that offer an exceptional and highly personalized
customer experience and that provides the superior innovation and functionality
to banking institutions who want to future-proof their competitive edge, profitability,
performance and service so that they can capture and develop their share of the
mobile and internet banking market.
APAPAY card and merchant solutions offer scalable and flexible end-to-end functionality
in various card and payment management systems to manage a full range of card products
including prepaid/stored value, fleet, credit, debit, private label, etc. Embedded
multi-lingual and multi-currency capabilities can support global customers on one
platform compatible with new regulations and regular audits for compliance.